3925 Central Ave, Hot Springs, AR 71913




At Central Auto Sales / JP Capital, our mission is centered on serving our community and providing safe and reliable transportation. I want to assure you that the public health, safety, and well-being of our customers and employees remain our highest priority.

Based on the information we have today, we remain open for business and welcome you in to our dealerships for sales, service, or payments.

I would like to share some updates that might help you to feel at ease when doing business at our dealership.


Central Auto Sales / JP Capital have taken additional steps to increase public health information, health awareness, and sanitation measures throughout our dealership store.

First, we have put in place guidance for each of our team members detailing how to protect against transmission of the virus, including hand-washing protocols.

Second, we have enhanced the techniques and cleaning of our dealership spaces including doubling the hours of our cleaning staff employees. In particular, we are paying special attention to customer high-touch areas in the showrooms, restrooms and waiting areas.

We will continue closely monitoring the COVID-19 (Coronavirus) situation, including guidance from medical professionals, the Centers for Disease Control and Prevention (CDC), and the World Health Organization (WHO), and will respond based on the published advisories of public health authorities.

On behalf of the entire team, we thank you for being a loyal Central Auto Sales / JP Capital customer. We will keep you updated and our team is here to serve your sales and service needs. Thank you.

Buy Here Pay Here, Used Car Dealer Hot Springs, Arkansas

Shopping for used cars in Arkansas? Central Auto Sales has access to customized financing including the unique 99 cents down payment program to customers with no credit or bad credit on a huge selection of quality used cars, trucks and SUVs. Even if you have been denied credit at other dealerships, our customer care team is specialized in providing you the terms you need and a large selection of reliable, quality used cars backed by our 24 month / 24,000-mile warranty. We specialize in financing customers with past credit challenges and because we have exclusive access to Finance Giant, JP Capital, we can focus on financing the person and not the credit score. Why buy your next car from Central Auto Sales?
24 Month Warranty
Every financed vehicle comes with our industry leading 24 month / 24,000 mile warranty.Learn More
99¢ Down Payment
We finance the person and not the credit score. Our unique 99 cent down payment program lets you get into a vehicle of your choice without a large upfront investment. Learn More
5 Day Guarantee!
Love It Or Leave It! If you don’t love your car simply return it within 5 days and we will find another car that is a better fit.   

Pre-Purchase Inspection All of our cars go through a rigorous multi-point inspection and reconditioning process. Providing safe and reliable vehicles is our primary focus!

Quality Used Cars with onsite Service for Peace of Mind

All of our cars go through a pre-purchase inspection process ensuring that we only sell top quality used cars. In the event that your car does need service, don’t worry, we have a large onsite service department with certified technicians. We have tailored our service department to serve our loyal customers offering benefits like —
  • Large staff of Certified Technicians
  • High Tech Service Center offered exclusively to our customers
  • Financing available for out of warranty repairs
  • Exclusive 24 month / 24,000-mile service contract with $0 money down at time of purchase

We say “Yes” when others say “No”

Have you been turned down for an auto loan before? Don’t worry, we help people on a daily basis with past credit issues. Our loan process is very quick and easy. You can complete Quick Sheet here or call our customer care specialist (501-781-2681) who are standing by to speak directly with you. We will request some basic information to get the process started and before you know it, you will be driving away in your new-to-you car

Apply Today Don’t worry about credit issues, let our finance department work for you and get you into a vehicle of your choice.

Apply Now Did we mention?

99¢ Down Payment

Contact us to find out more about the vehicles and services we offer.